Do you know why everyone now wants health insurance?
You can take a guess!
No, it’s not terminal diseases like cancer or planning a safety net for your family.
The answer is COVID-19.
After realizing the importance of health in this pandemic, people now want a safety net for their families. This safety net takes care of medical expenses that one has to incur during illness.
However, not all expenses get covered in health insurance.
Various health insurance companies in India offer health insurance plans for families and individuals. You might find policies that cover most hospitalization expenses. But what about charges that take place before and after the hospitalization? This is something for which we need an urgent solution.
You might ask, why? People in our country spend roughly 60%* of their expenses on regular medical expenses. Now, these can be for self or a family member. The money being spent doesn’t get covered fully in any health insurance. This is where a need was created. Thankfully, there’s a solution.
BeFit health insurance by ICICI Lombard:
BeFit is a benefit that you can add to any ICICI Lombard health insurance policy. This benefit gives you 360 support for all OPD services (Out-patient-department). Also, this might be the first time someone is providing such a benefit to policyholders in India.
Before sharing the key information and benefits, I must let you know that BeFit is not a standalone policy. This is a benefit that you will have to add to your standard health insurance policy.
- It is a unique OPD and wellness combination for policyholders.
- This benefit covers 11000+ doctors across 20 cities.
- Usage of this benefit is through the ILTakeCare app.
- Requirements are covered on a cashless basis.
- 24*7 telephonic and virtual consultations with a panel of doctors.
- Customers get rewardson the app for healthy behavior with special discounts.
Benefits of BeFit:
Following are the health insurance benefits of BeFit and what it covers underneath it:
- Doctor consultations
- Pharmacy and diagnostics services-related expenses.
- Minor medical procedures that do not need hospitalization.
- Physiotherapy sessions & preventive healthcare.
- Express Pharmacy service – Medicines delivered under 60 minutes
- Lab tests provided at home and at visiting centers.
- Additional value-added services are listed in the policy.
Note by Sanjeev Mantri:
During the launch of this unique and value-added solution, here’s what the executive director of ICICI Lombard had to say,
“The COVID pandemic made consumers realize that health insurance does not end with having a cover just for hospitalization expenses. It is equally important to have a powerful solution that can encourage the practice of good health on a day-to-day basis. Our new BeFit solution will address this part. This is because it provides cashless and contactless solutions to customers who want to stay fit and address their medical problems at a nascent stage, without having to reach the stage of hospitalization.
This comprehensive offering provides a digitally enabled health ecosystem that integrates and brings more than 11,000+ doctors spread across 20 cities. The pharmacy service provides customers with an express service, i.e. medicine delivery to the customer’s home within 60 minutes and lab tests will be provided both at home and the center visit. This product will offer 24×7 consultations (telephonic and virtual) attended by our expert panel of doctors. These benefits related to preventive healthcare such as health check-ups, health risk assessments, diet and nutrition counseling sessions, and even chat and e-counseling are available to all our customers. In a nutshell, this unique cashless solution fits perfectly into our umbrella of a comprehensive health insurance proposition, providing an end-to-end solution to our valued customers.”
Which cities get coverage from BeFit health insurance by ICICI Lombard?
Ahmedabad, Bangalore, Chennai, Delhi NCR, Hyderabad, Kolkata, Jaipur, Lucknow, Mumbai, Pune, Indore, Nashik, Bhubaneswar, Nagpur, Raipur, Vishakhapatnam, Surat, Chandigarh, Bhopal, and Dehradun. Expect expansion to multiple cities in 2022.
About ICICI Lombard:
ICICI Lombard is the leading private general and non-life insurer in India. With this one-of-a-kind combination of wellness and technology, ICICI Lombard has given customers in India the best chance to cover and safeguard their health.